I am assuming that you are reading this article because you already have the basic knowledge of cryptocurrency. You are at this moment evaluating the prospects of investing in cryptocurrency.

But let's do a quick summary here:

What is cryptocurrency?
Crypto (for short) is a digital currency wherein transactions are verified and recorded by a decentralized system using cryptography. This is a medium of exchange through a computer network. It does not rely on any central authority (government or bank) to uphold it. 

Bitcoin, released in 2009, was the first cryptocurrency. As of 2022 there are over 9,000 cryptocurrencies with market capitalization exceeding $1 billion.

Why invest in cryptocurrency?
Cryptocurrency’s future continues to look very bullish in spite of recent decline in its prices. This decline is expected because of the international economic sluggishness brought about by the recent COVID pandemic. But as countries start opening, economic growth is expected.

Last year there was a significant increase in the number of wallets created. Large companies and institutions, in the likes of PayPal and even some Wall Street organizations, have integrated cryptocurrency into their services and trading platforms. 

Among investment prospects, cryptocurrency is believed to be by far the more promising. Experts believe that cryptocurrency can withstand skyrocketing prices and adoption rates. 

Cryptocurrency is the new transaction norm. As the new transaction/medium of exchange, cryptocurrency is here to stay. Hence, it is not too late to invest in cryptocurrency.

When to buy cryptocurrency?
Crypto prices are currently down, so now is the perfect time to invest in cryptocurrency. Prices may be down today, but experts predict that the prices will go up again in the very near future.

 

 

Go to http://fastmoney.makemoneyinn.com to start earning money fast and easy. 

 

My Alcohol

I have always been an OC (obsessive compulsive) when it comes to cleanliness. So when I found out that my favorite disinfecting partner can do more, I couldn’t help but share my find.

I have always believed in my “alcohol” as it disinfects almost anything. I was so elated when I learned that it not only disinfects, but cleans and removes not just dirt and germs.

1.      Cleans bathroom fixtures and removes water spots. Just wet a cloth or paper towel with rubbing alcohol and rub firmly on bathroom fixtures and water marks. Buff with a soft cloth or dry paper towel for that shinny finish. 

2.      Stain remover. Combine one part rubbing alcohol with two parts water to remove just about any stains from ink to coffee. Spray the mixture to the stain then wait for a few minutes before washing.  

For grass stains which is more difficult to take out, use undiluted rubbing alcohol. Let it sit for ten minutes before washing as usual.

3. Heavy duty window cleaner. Combine one pint rubbing alcohol, two tablespoons of ammonia and two tablespoons of liquid dish soap. Using a nylon-covered sponge, apply the mixture to the window, rinse then buff dry. This mixture also works on screen stains, hard-water spots and even bird stains. 

4. Shoe polisher and deodorizer. Rub your shoes with a little undiluted rubbing alcohol. Proceed with the polisher. For your smelly shoes, spray rubbing alcohol inside the shoes and leave it overnight.

5. Appliance cleaner. Mixing two parts rubbing alcohol and one part water, spray on appliances then buff clean. This works on stainless steel appliances too leaving them streak-free.

6. Tick remover. Need help with that pesky tick on your dog? Stun the tick with the rubbing alcohol to make it easy to remove with tweezers.

7. Remove garlic smell from your hands. One of the things I love to do is cook. One of the common ingredients/spices I use is garlic. The smell of garlic is appetizing but not so if you smell it on your hands. To take out the smelly garlic from your hands, just pour rubbing alcohol on your hands rubbing your hands gently.  Then wash with soap and water.

8. Windshield washer fluid. This solution of one quart rubbing alcohol, one cup water, and two tablespoons of liquid dishwashing soap or laundry detergent is guaranteed not to freeze even at 30 degrees below zero.

I love my alcohol for the many wonders it does for an OC like me J.

Priorities Reviewed

As the famous philosopher William James said, “The art of being wise is the art of knowing what to overlook.” The real genius is one who knows what not to do. You read it right! Hang on with me as we review your priorities.

I agree with you, you know your priorities. You may have even used the Pareto Principle coined by the Italian economist Vilfredo Pareto to identify your priorities. You focus your attention on the top 20% of all your priorities to get an 80% return on your effort. I must commend you on that.

But are you doing even just the 20% or are you getting off track?

Is it your co-worker who keeps talking nonsense or a family member that’s nagging you to help him do his tasks? Do people around you demand so many things from you? Stop blaming people; it is your call to accomplish your priorities. No one can sap your attention and energy without you allowing them to do so.

The people and projects that make the most noise and create the greatest pressure are not necessarily the most important. Maybe because of the pressure, you give in.  This attitude will cause you to forfeit your ability to put your best time into the things that really matter. As a result those bigger and more important things begin to crumble and crash, leading to bigger problems and pressures.

Review your attitude.

Are you always saying, “Yes”? Remember, you have your own goals to achieve. Before you say “Yes”, check your schedule and your priority list. Do you have the time and energy to help? Evaluate if doing what was asked from you will keep you off track. If it would, you must say “No”.

Are you overly competing?  The attitude of “Anything you can do, I can do better,” prevents you from delegating and collaborating. When you delegate, you will have more time for the more pressing tasks you need to do. When you collaborate you are able to turn good ideas into great ideas. By collaborating you will utilise the skills of other people. You are never good with everything. Some other people will have a particular skill better than yours.

Do you choose to enjoy now and work later? There is nothing wrong with taking a little break from the grind. However, you must know when to go back to work and to your priority. The social media is such a huge temptation. You would want to know what your friends are doing now at Facebook or what they posted on Instagram. Your games on your phone could be taking more hours from you than your priorities. You don’t have to totally abandon what you enjoy or your social life but you need to limit these distractions.  It is still better to be productive now and save playtime for later.

Reviewing your priorities and sticking to them will make you achieve your goals.

What is your priority? Is it to earn money? 

Check http://fastmoney.makemoneyinn.com to start earning money fast and easy. 

Sharpen Your Negotiation Skills

You may not notice it but you negotiate every single day of your life. As you make decisions the moment you awake, you also have to negotiate as you go through your day. You talk your child into bringing his snacks to school instead of buying from the cafeteria, you negotiate with a neighbor for a ride, you bargain with the grocer, etc.

Every single act that you do requires negotiation.  Here’s how to sharpen your negotiation skills whether it be a simple negotiation at home, in your neighborhood, at your work, or in your business.

Like the good old boy scout motto, “Be prepared.”

People think that confidence and boisterousness are keys to sealing a deal.  Others say that you need experience to become a good negotiator. But most of the time, it merely takes preparation to ensure you are aptly equipped to assert mutually desirable terms, anticipate objections, and discern your opponent’s weak spots to enforce a win-win solution. Note that I mentioned “win-win solution” because winning a negotiation means we are concerned with our so-called “opponent”.  A win-win negotiation is another long topic so let me just briefly state that we are after a humanely negotiation; we do not negotiate to abuse our so-called “opponent”.  When you have a heart, a compassionate heart, you become endearing even to your opponent and this will overshadow any lack of experience you may have in negotiation. Having a heart will also make the other party less defensive and will make the other party more amenable to your stipulations. Come in well prepared in mind and heart.

Keep in mind that everything is negotiable.

A great negotiator keeps an open mind. He knows that everything is negotiable; there is no road block as far as negotiation is concerned. When you have the mindset that the terms for anything can be changed into a beneficial agreement for both parties, doors of possibilities and opportunities open.

Keep building relationships.
No negotiation will proceed unless a good relationship is built. Negotiation does not happen when people are unruly and shouting at the top of their voices. The same is true in building a business. If you are in the business of networking, do not just give away your business card in an event. Spend a few minutes connecting and getting to know people more on a deeper level. Ask about their family, their hobbies, goals, etc. Get a little more personal. A good relationship will help you collaborate and improve your business deal.

Do not assume that the other party understands or knows what you want; ask for what you want.
The reason why sales people don’t get the sale is because they don’t ask. The same is true in negotiation; to get what you want, you must ask for it. The reason why some sales people don’t ask for the sale is because of the fear of rejection or being branded as too strong. Same is true in negation; some negotiators fear rejection or are afraid of being branded as greedy. In negotiations, rejection is never personal. If you were rejected or did not win the negotiation, it merely means thatt you did not present a viable argument substantiating why you should get what you want. Or it could mean that there was a much better solution to the issue at hand.

Practise the art of silence.
What is your reaction to a sales person who just keeps on talking? Irritated and you don’t give him the sale. You may even vow never to talk to him again; you will avoid him. Too much talk will prevent you from knowing what the other party has to say and therefore not being able to refute whatever is in their thoughts. Do not underestimate the power of silence. According to an old adage “he or she who speaks next loses.” Keep quiet and listen to win the  negotiation.

Work Smart

Who hasn’t heard of this philosophy, “Work smarter, not harder.”? How can it improve our lives? What impact does it have in our lives?

For me, this philosophy has impacts both on our finances and our relationship. To work smart means to set your priorities.

On the financial side, it means using your best time to work on something that will bring you more money. On the relationship side, it means putting your most important relationship above all else. How do you determine your most important thing or relationship? Your answer to this simple question will let you know who or what matters most to you. Who would be with you when you are in the most difficult part of your life? I hope you answered family. 

A lot of things may seem to be important but our family occupies the top of these important things in life. Therefore whatever you plan or do, take your family as your vital consideration.

Priorities take centre stage as you pursue your goals and dreams. As you evaluate your priorities, you need to think intentionally to maximize your effectiveness in the things that matter the most in your life.

Remember that there are two kinds of priorities. These are your ideal priorities and your actual priorities. 

Your ideal priorities would be what you value and believe you should be doing with your time. Your actual priorities are what you actually did the last 24 hours, last month, during the weekday and on weekends. Your actual priorities can easily be traced from the last ten transactions in your bank account. Your actual priorities are visible as the top five people listed in your recent calls on your phone.

Evaluate this carefully to help you develop a clear understanding of the gap between your ideal priorities and your actual priorities. Simply put, this gap is where you are today and where you’d really like to be. Once you know where you are and where you want to go, you will be able to leap to your goals; you will be able to work smart because you have clearly identified your ideal priority and can now close in the gap from your actual priority.

I just want to caution you though, to put your relationships especially your family above all else. Your family will be all you will have when you go through the valleys. Your journey to success will definitely include valleys therefore you need someone who is truly concerned about you to help you get back on your feet.

To work smart is to set the right priorities. A successful person follows her priorities. If those priorities are distorted and disordered we will mismanage our schedule and therefore will not be successful. When you don’t have the luxury of time, don't focus on greater efficiency. Rather, evaluate your priorities so you can work smart.

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Change is Desire With Action

I have yet to find someone who would say that they don’t welcome change. If you talk to people, they will always tell you that they are apt for change. But when you closely evaluate their situation you would rarely see that they are truly on the path of change. Change is a desire with action.

You can’t simply desire to change; you must be intentional about it to enable you to take action. Change can best be described as a quest. When you go on a quest, you prepare a plan and do it. When you go on a quest, you don’t just sit on your pan; you implement it. You make it a reality.

Change Starts With Desire
Change starts with the desire. You might want to change something in your present situation. Before arriving to that desire to change, you would have evaluated where you are. What prompted you to want to change? Knowing why you want change will motivate you to change.

Desire Starts With Realisation
You need to know where you are to enable you to get to where you want to go. It is simply like finding your way in a foreign country. You look for a map in the streets or in train stations. The first thing that these maps will tell is where you are. You will find a star that says “You Are Here” and then shows the various directions to various places from your starting point, “You Are Here.”

Where Do You Want to Go?
After knowing where you are, you can now decide where you want to go. Do you want to travel two hours by an ordinary train to get to your destination or you would prefer a bullet train and save you an hour. Do you have the means or the money to take the bullet train? Will going to a certain direction satisfy your desire?

Start Planning
When you have decided where you want to go, you need to have a plan to ensure success. You need to evaluate your resources. If you are starting a business, you should have prepared a business plan and a marketing plan. People who desire to keep improving would normally plan to continue to learn. They plan for a formal education and an informal one. An informal education consists of personal reading of motivational books and books related to their chosen business or interest. They would also surround themselves with successful people and people with common interest and passion. They would detail this plan including the dates and amount of time needed. They would have deadlines for each specify activity or plan of action.

Take Action
A plan to change can never happen unless you are intentional about it. Being intentional means taking action. You do everything possible to make sure you follow your plan. If your plan consists of reading at least 1 motivational book every month then by all means you must accomplish this.

We all desire change...a change for the better. However, change will never happen if you are not intentional about it. If you take a random survey of 10 people you see in a subway, they will always say they want change in their life. But if you ask them they are doing to make that change happen, it is rare that you hear detailed and intentional plans.

Do not be overcome with desire. Don’t switch off your alarm clock and go back to sleep. Switch it off but get up for your 6 a.m. morning jog to have an energised body that will help you get through all your plans for the day. Be intentional if you want change to happen.

The Shortcut to Success

A lot of people will not agree with me that there is a shortcut to success. They would say that success means going through the motions of failure; getting up, failing again, getting up again; repeating the cycle again and again till you make it. There is nothing wrong with this because the failures make you stronger and more capable.

However, why do you have to go through that cycle when you can replicate/copy the success of other people? Why do you have to fail and get up again? Why do you have to go through the maze when there is somebody who can lead you the way without getting the bumps and the bruises? Learn from the mistakes and success of those who have gone before you. This is the shortcut to success.

Clear your mental space and allow it to be filled with fresh off the press information that will allow you to build your business the BEST way, the way your mentor has done.

Yes it is true, lots of information will be thrown your way but they’re good things that you need to stay current in your business. The best way to learn from a mentor is to:

• Come with an open mind to learn and soak up all the new information.
• Always put on the hat of an entrepreneur! Make every occasion an opportunity to network.
• Say to yourself that you will no longer step into another conversation with you mentor and leave the same.
• Have you heard of power dressing? Dress for success always. When you meet clients and prospect, dress in a way that you want to be treated. Let them see and feel that success is in front of them.
• Start FRESH! Forget your failures; you are now successful!

HSM (Helping Single Mums) offers free mentoring services because we believe in you!